Isuzu Truck Finance & Leasing Options in Lyndhurst, NJ
Find Commercial Truck Loans and Lease Programs that Meet Your Monthly Payment Goals
Family owned and operated for over 90 years, Frank’s Isuzu has been helping businesses in New York and New Jersey find the best commercial truck finance options including Isuzu commercial truck loans leases with various affordable payment options. Whether you’re a small or medium-sized business with a single truck, or a larger company with a fleet of trucks, we can tailor a lease or loan to fit your business needs. The rates, services, and exclusive Isuzu Finance programs are hard to beat.
Our experienced team can explain the customizable options and tax advantages to help you save time and money.
Commercial Truck Loans in New Jersey & New York
We provide loan options that can be tailored to meet your objectives, such as simple-interest fixed payments that lock in an interest rate with no prepayment penalties, competitive rates and flexible terms.
Key Benefits:
- Competitive, fixed rate
- Flexible financing for new and used trucks
Various payment options: Skip, delayed or seasonal payments
Our team is expert in helping you find the best loan or lease program to meet your needs.
Truck Lease Options
Frank’s Isuzu has a finance team with experts to help you learn about the two leasing options– TRAC and FMV (Fair Market Value). While the main difference between the two is the breakdown of the payment structure, each lease has a few nuances to consider before you decide.
Visit our lease page to learn more and to evaluate advantages of each lease option available.
Commercial Vehicle Line of Credit
A Commercial Vehicle Line of Credit gives you the flexibility to quickly purchase commercial trucks as needed during the year. Having access to a commercial vehicle line of credit can help you better manage your annual fleet renewal, respond to unexpected work truck loss, and fund the acquisition of additional commercial trucks whenever needed.
Key Benefits:
- Annual credit approval (up to 12 months)
- Accommodates all eligible commercial vehicles, both Isuzu and non-Isuzu
- Commercial vehicle credit lines starting at $250,000
Isuzu Vehicles We Finance
No matter what type of Isuzu truck you need, we can help you find the right lease or purchase option for your business. We lease and finance Izuzu commercial trucks of all types:
- Box Trucks
- Chipper Trucks
- Delivery Vans
- Dry Vans
- Dump Trucks
- Flatbeds
- Haulers
- Heavy Duty Tractors & Trailers
- Hooklifts
- Medium Duty Trucks
- Refrigerated (Reefer)Trucks
- Semi & Sleeper Tractors
- Utility/Service Trucks
- Work Trucks
Lease vs. Buy Isuzu Truck: Which is Right for My Business?
Lease
Flexibility to get what you really want. A lease allows room for growth and you can drive a newer vehicle more often.
Monthly payments are typically lower than loans because you only pay for the portion of the truck value used during your lease. You pay for the vehicle as it pays for itself–through use.
At the end of your lease contract, you have flexibility to buy the vehicle or return it to the dealer, as well as exchange or refinance.
Because money is not borrowed when you lease, your working capital and business credit line are still available for your company’s growth.
Loan
At the end of your loan contract you own the vehicle. A loan is ideal for high mileage or severe duty applications.
You build future equity and have greater asset management control. You are free to modify, trade-in or sell your vehicle on your terms. Isuzu trucks command a high resale value.
There is no limit on the number of miles you drive.
A loan provides the means for you to conserve cash by paying the balance over time.
About Isuzu Finance of America
Isuzu Finance of America (IFAI) is the captive finance company for Isuzu Commercial Truck (ICTA), the official distributor of Isuzu commercial vehicles in the United States. Isuzu Motors Limited is one of the world’s largest manufacturers of medium and heavy-duty trucks, selling over 26 million trucks worldwide since its origin in 1918. For the last 12 years, IFAI has been dealers’ trusted source to place customers into new or used Isuzu trucks. IFAI provides financing peace of mind through flexible and timely customer service, while providing clients with an assortment of options to meet their many commercial needs.